Mr. James De Gaetano, RFC.

Affiliated Person


My goal is to always take care of families and business owners by putting their needs first and providing them with assistance in building their financial freedom. I have the skills, knowledge, and experience required to help meet my client’s established goals. My personal goal is to become a lifetime resource for each and every client.


  • Fixed and Variable Annuities
  • Charitable Giving Strategies
  • Disability Income Insurance
  • Estate Conservation Strategies
  • Education Funding Strategies
  • IRA Consolidation/Rollovers
  • Long-Term Care Insurance
  • Mortgage Protection (through life insurance and disability income insurance)
  • Lump-Sum Pension Distribution
  • Medicare Supplement Coverage
  • Pension Payout Alternatives
  • Pension Transfer/Rollovers
  • Mutual Funds
  • Tax Sheltered Annuities, 403(b) Plans
  • Term Insurance
  • Universal Life Insurance
  • Variable Universal Life Insurance
  • Whole Life Insurance
  • Business Planning strategies

Focus Areas:

  • Elder Care Planning
  • Insurance Strategies
  • Investment Strategies


Registered to offer Securities products in New York and Pennsylvania
Licensed to sell Life & Health Insurance in New York, New Jersey, Pennsylvania
Series 6, 63 licenses
RFC - Registered Financial Consultant designation


45 Years in the Financial Services Industry:

11 years on Wall Street, 30 years MetLife
Started as a Trader on the floor of the NYSE
Vice President of JETS of America until 2002-2017
A 15-year member of Smithtown High School Advisory Group



James has been married to Diane, a CPA, for 27 years. They have 2 daughters, Jennifer, 22, and Melissa, 20